My credit score is around 530 and My husbands is around 630. I have charge offs from 2005 (that will be on my credit report until 2012)
We both have good jobs and bring home around 7000 together each month. We also have around 30,000 saved up for a down payment.
Since our income is decent, and we have a down payment (more than 10%) is it likely we will be able to find a home loan for a new home?
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