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What is better, home equity loan or line of credit on home I own outright?

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Home Equity

I just finished building my house and I have no mortgage or anything as I had enough cash to buy the land and build outright. But, I have no money left katy perry pokies to landscape and have some medical bills I would like to pay off. Can I get a home equity loan or line of credit on my house? Which is better?

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    A mortgage would be your best bet when it comes to a lower interest rate.
    Most banks have prepenalty payments on most of the equity type of loans. However the line of credits generally will not.

    Big Deal Maker - Sep 09, 2012 | Reply


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