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What are the qualifications of an Auto Loan in the Philippines besides the ordinary?

Asked by: 2008 views ,
Car Loan

I know the specifics of the Auto Loan like the essential information about the applicant. I want to know how they decide on the loan.


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1 Answers

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    In the process to acquire a car, it is taken for granted that you have gotten requirements. There is a need for cash which would be needed to buy the car. On the other hand, if you do not have the ready cash, then you must have access to a loan facility. Okay, to get auto loans today, what would you be required to do? Having a good credit is the first factor. This is one thing can that can be very helpful despite the kind of loan you are interested in.


    Banks and other financial institutions feel a lot better doing business with people with a good credit score. Having a steady source of income or proof of employment is a major requirement for applying for auto loans. Without a proof of employment or a good source of income, a lender would not be confident to grant you a loan as they can not ascertain your ability to repay.

    Auto Specialist - Aug 05, 2012 | Reply

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