I don’t know my credit score, but I can give you some details. I have been working out of college for 7 months. I make 000 a year. I have been paying rent and utilities for 27 straight months without any late payments. I also have student loans, of which I pay /month and my parents pay the remaining 0/month. I have one credit card with a 00 limit and never missed a payment and owe {content}. The only other thing I pay for (other than usual groceries, etc) is car insurance.
What are my chances of getting a -13k loan for a car? If it helps, I will be putting k down on it online pokies free games. I may also chose to go private sale for the car, but will still need the -13k loan and pay the difference in cash.
ALSO, important…I won’t have a cosigner. I don’t have anyone who can cosign for me.
Thanks everyone for the initial responses. I have already resorted to the fact that grace of kings my interest rate is going to be a little high. If I could get a rate around 10-12% then I should be good with the monthly payment. I calculated using 10% and was under my threshold payment-wise. I figure if I put 30% down on the cost of the car (minus taxes, title) then I shouldn’t be upside-down on the loan.
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