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Is it possible to get a home loan with bad credit?

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Home Loan

My credit score is around 530 and My husbands is around 630. I have charge offs from 2005 (that will be on my credit report until 2012)
We both have good jobs and bring home around 7000 together each month. We also have around 30,000 saved up for a down payment.
Since our income is decent, and we have a down payment (more than 10%) is it likely we will be able to find a home loan for a new home?

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1 Answers

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    It’s possible to get a loan with your husbands credit score but most likely not with yours. That’s okay though because you don’t have to use both. It sounds like your income and what you have saved is an excellent start to buying a home. Make sure you get in touch with a reputable lender, they don’t have to be in your own state either.

    SmartyPants - Aug 27, 2012 | Reply


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