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How do you pull equity out of your home with taking a how equity loan out?

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Home Equity

First of all how do you build equity in a home? How do you report the equity to your lender? And lastly how to you pull the equity that you’ve built up out of the home with out taking a home equity loan out? Thank you in advance for any help that you can give me.

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1 Answers

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    To build equity in your home you must either pay down the mortgage or have the market value go up. Your lender will decide if you have equity in your home. They decide how much your home is worth then they deduct how much you owe the difference is the amount of equity that you have.

    Lastly, I hate to tell you, their are only three ways to get equity out of a home.
    1) Get an equity line of credit.
    2) Refinance, and pull some money out.
    3) Sell the property.

    You don't know me that well - Aug 26, 2012 | Reply

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