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How can the average american refinance with the decline in home values and closing costs from the lenders?

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There doesn’t seem to be an incentive for the American who is making their mortgage payments on time, has no value in their home and can’t refinance because of value and closing costs. Don’t you think this problem is only going to get worse? I just see the housing market and economy not improving.

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    Many cannot refinance because of how tight lending restrictions are right now.

    It might be worse down the road, plenty of "experts" are telling home owners to stop fighting and let the house go back to bank. People figure "hey, Suze Orman said to let it foreclose, why not?" and everyone else trying to keep their home suffer.

    godged - Sep 22, 2012 | Reply

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