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How can I get a home loan with bad credit?

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Home Loan

I am desperately wanting to purchase a home for me and my children. I have a steady income and the down payment but my credit is in bad condition. We desperately need to move from our area, but the rental amounts are too high. I attempted to acquire a loan through Bank Of America, but was denied due to the credit issue. Does anyone know of any lenders that may specialize in this area? Any assistance or advice is greatly appreciated.

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    You might be able to set up a Lease Option to Buy with someone selling their home. It’s really hard to get a loan right now even if you have excellent credit. I think a lease option, where part of your rent each month goes to a down payment, would work for you. Later you convert it to a purchase contract.

    dragonfly_quilts - Sep 08, 2012 | Reply


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