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Do you need to be on the same job for 3 years inorder to get home loan…?

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Home Loan

I dont think this is true but this is what my husband heard today. We live in arkansas and he heard that you have to have the same job for 3 years inorder to get a home loan. Someone he knows is trying to get a house loan and this is what is happening to him. I told my husband that its probably just what the lender the guy is with requires. But who knows, is it true you have to have the same job for 3 years to get a home loan? we have had different jobs but with each new job it was a better one, an improvement.
well its generally been the same job. First it was Mcdonalds then we moved up on the totem pole to wal-mart, then i moved up even further to Verizon Wireless. So its all been retail. We got a auto loan so i dont figure it will be hard for us to get a home loan. I figure there were other factors with this guy that my hubby knows but ,we are generally clean. Only debt is our auto loan.

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1 Answers

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    As a rule its 2 years in the same job field. It does not need to be the exact same job at the same company just the same field really. Also you may want to tell this person to get a quote from more than one mortgage person. Try going thru a bank like chase bank…. forget brokers they are more like a middle man. I’m sure i’ll get thumbs down for that comment… good luck!

    JULSIE - Aug 03, 2012 | Reply


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