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Can they denied you a home loan if you already have a student loan?

Asked by: 2043 views
Home Loan

Im trying to purchase a home but already have a student loan?
My loan is deferred, Means i dont have to pay for it because im still going to school.

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1 Answers

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    Yes they can deny you because of a student loan. If the student loan has a high balance and a high monthly payment this affects your DTI (debt to income ratio).

    There are other ways around it your mortgage company needs to know how to structure your loan properly. You should ask to see if there is anything they can do to fix this problem.

    DAVE - Aug 28, 2012 | Reply

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