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Can I get a refinanced mortgage if i start a home business with no employees and still work my regular job?

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Home Loan

I want to refinance my mortgage and I want to start a home business before doing so. It would have no employees and I would still keep my current job. My home business will not require any due balances or credit lines to increase my debt. Would mortgage companies see the worry that I would quit my regular job or would they trust that I would maturely handle the mortgage payments? In other words, would I have no problems getting refinanced under these conditions. My credit score is about 650 and I’ve been at my current job for 1 1/2 years but have had steady employment for a long time. I have also paid my mortgage on time for 12 months.
The reason I am asking is because what I will be doing requires a vendor license. Therefore, in my ssn, it would show the business based at my home address.
I am actually looking for a new mortgage loan, not a home equity loan or personal loan and I don’t need to borrow to pay debts.

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1 Answers

  1. 0 Votes Thumb up 0 Votes Thumb down 0 Votes

    i do not see any problem with you getting the refinance and i would not worry about the business end affected it!!!

    mister ed - Aug 03, 2012 | Reply


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